Let's face it, New Zealand's public health system is stretched. Private medical insurance will guarantee you skip the queue and get seen immediately so diagnosis and treatment can begin as fast as possible. That's a huge relief if your medical condition is serious, or if the health of your child is compromised. Did you know a simple tonsillectomy can cost over $5000?
Having your own medical insurance also opens the door to a broader range of treatment options than is often available through our publically-funded health system.
You can include diagnostic and specialist cover, or opt for a surgery-only policy. Different excess options are available and some policies have a range of added benefits to help you recover at home or seek treatment overseas if necessary.
Your children can also be added to your medical insurance policy and enjoy the same coverage as you at reduced child premium rates.
As with most insurance policies, the devil is in the detail. Ownit advisers know how these policies are worded inside and out, and can recommend the best one for you. And when it comes to seeking prior-approval or making a claim, we'll handle the whole process on your behalf so you can concentrate on getting better.